Beverast Not insinuating anything, just telling you taking payment as friends and family as a seller can be disastrous for you.
If the buyer uses a credit card to fund the purchase they can issue a chargeback. The bank sorts this out with PayPal, Paypal are told the friends and family payment was actually a sale, it’s flagged as fraud, the bank side with the buyer and pull money directly from PayPal’s accounts. This causes Paypal to lose liquidity. Paypal contact your bank and withdraw all of your funds and hold them as damages. You may or may not ever get your money back. Read up on the horror stories from sellers taking payment as friends and family being caught in violation of Paypal’s AUP…..just do a bank transfer. Nobody can do anything with your account number and sort code but pay you money.