i dont know its all money,
hypothetical -
so car costs 10k and they write it off, they pay out the customer,
the insurance have contract with salvage where they get 30% market value, so the claim cost them Ā£7k
salvage yards, sell the car at their auction site, atm they drag back about 50-60% market value claim has cost 1k
then the car gets repaired, sadly alot of these cars are bought by less than savory types and cars get stolen to order for parts, hence the massive car crime we face,
btw have a guess who owns the salvage yardsā¦